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Emaar Farm Gardens Villas The Valley Dubai — Villa in The Valley, Al Ain Road DLD Under Construction
Emaar Farm Gardens Villas The Valley Dubai — photo 1
Emaar Farm Gardens Villas The Valley Dubai — photo 2
Emaar Farm Gardens Villas The Valley Dubai — photo 3
Emaar Farm Gardens Villas The Valley Dubai — photo 4 +1 more
By Emaar Properties

Emaar Farm Gardens Villas The Valley Dubai

● The Valley, Al Ain Road

Villa Under Construction Best for: Long-term investors & families planning ahead
Starting Price
AED 5.1 M (about Rs 13.13 Cr) onwards
Enquire Now
At a glance
0
Villa
1
The Valley, Al Ain Road
2
AED 5.1 M (about Rs 13.13 Cr)
3
About 4,950 - 5,656 sq ft built-up (4 BHK about 4,950; 5 BHK about 5,656) on plots of about 8,914 - 10,004 sq ft
4
Under Construction
5
Long-term investors & families planning ahead

Emaar Farm Gardens Villas The Valley Dubai is a Villa project by Emaar Properties in The Valley, Al Ain Road. Prices start at around AED 5.1 M (about Rs 13.13 Cr). Current status is under construction. Below you will find the price, sizes, DLD registration details, location notes, pros and cons, and answers to the questions buyers ask most.

Quick Facts

0 Emaar Farm Gardens Villas The Valley Dubai
1 Emaar Properties
2 The Valley, Al Ain Road
3 Villa
4 About 4,950 - 5,656 sq ft built-up (4 BHK about 4,950; 5 BHK about 5,656) on plots of about 8,914 - 10,004 sq ft
5 AED 5.1 M (about Rs 13.13 Cr) onwards
6 Under Construction
7 Registered with the Dubai Land Department (DLD) under Emaar Properties; project number not published by the sources checked — verify on the Dubai REST app before paying a booking amount. The escrow bank is not named by any source we found; Emaar sells every off-plan release through a DLD-approved escrow account. Farm Gardens 2 and Farm Gardens Phase 3 are separate registrations with their own dates.

Prices & details are indicative. Please confirm the latest with our advisor or the builder before booking.

Sizes & Pricing

ConfigurationSizePriceBest for
VillaAbout 4,950 - 5,656 sq ft built-up (4 BHK about 4,950; 5 BHK about 5,656) on plots of about 8,914 - 10,004 sq ftAED 5.1 M (about Rs 13.13 Cr) onwardsFamilies & end-users

Prices are indicative. Confirm the latest cost sheet with us.

About Emaar Farm Gardens Villas The Valley Dubai

Farm Gardens is Emaar's Q4 2022 release of 146 detached farmhouse villas at The Valley on the Dubai–Al Ain Road: 4 and 5-bedroom homes of about 4,950 and 5,656 sq ft on plots of 8,914 to 10,004 sq ft, in two styles named Horizon and Earth. The launch price was AED 5.1 million (about Rs 13.13 crore) on an 80/20 plan, construction began in March 2023, and the handover dates in print run from Q1 to Q3 2026 with none yet confirmed delivered.

What you are buying here is land. Every other cluster in this set sits on 1,500 to 2,800 sq ft of plot; Farm Gardens gives each house roughly 9,000 sq ft, enough for a pool and a growing plot. The release is sold out, so a buyer today pays a seller's premium on a first-phase contract.

At a glance

ProjectFarm Gardens, The Valley, Dubai–Al Ain Road, Dubai
DeveloperEmaar Properties
CommunityThe Valley — Emaar's 200-hectare suburb on E66 with more than 4,500 homes planned
TypeDetached 4 and 5-bedroom farmhouse villas, Horizon and Earth styles
Units146
Sizes4 BHK about 4,950 sq ft; 5 BHK about 5,656 sq ft built-up; plots 8,914 - 10,004 sq ft
LaunchedQ4 2022; the developer's release is sold out
Starting priceAED 5,100,000 (about Rs 13.13 crore) for a 4 BHK, at launch
In US dollarsAbout USD 1,388,700 (the dirham is pegged at AED 3.6725)
RateAbout AED 1,030 per built-up sq ft; about AED 572 per plot sq ft
Payment plan80/20 — 10% booking, 70% through construction, 20% at handover
HandoverQ1 2026, August 2026 and Q3 2026 all in print; no source confirms delivery, so no date is set here
ConstructionStarted March 2023
Golden VisaClears the AED 2 M threshold by AED 3.1 million
Service chargeNot published; community estimates AED 14 - 18 per sq ft a year, basis unclear for large plots
StatusUnder construction
DLDRegistered; project number not printed by the sources checked

Price and unit pricing

UnitSize (built-up / plot)Price (AED)In rupeesImplied rate
4 BHK villa (entry, launch)About 4,950 sq ft on 8,914 sq ft upFrom 5,100,000About Rs 13.13 croreAbout AED 1,030 per built-up sq ft; AED 572 per plot sq ft
5 BHK villa (launch)About 5,656 sq ft on up to 10,004 sq ftNot broken out by the sources——
Resale contracts (2026)—Above launch; no source prints a range—Ask for the paid-instalment statement
Farm Gardens 2 (reference, later phase)About 6,642 - 8,074 sq ft built-upFrom 7,260,000About Rs 18.69 croreAbout AED 1,093 per built-up sq ft; handover Q1 2028
Community reference—Townhouses from about AED 1.8 M; Alana twin villas from AED 3.5 M—Service charge estimate AED 14 - 18 per sq ft a year

Every source agrees on AED 5.1 million at launch; none prints a 5-bedroom price or a resale range. About AED 1,030 per built-up foot is the highest in this set, but on a 9,000 sq ft plot the land is most of the value, and at about AED 572 per plot foot it is the cheapest freehold land Emaar sold at The Valley.

Emaar relaunched the concept as Farm Gardens 2 at AED 7.26 million with bigger houses and a Q1 2028 date — 42% more for a home two years further away — the best published evidence of where a first-phase resale should sit. The seller's statement and the SPA show what the contract has paid in.

Payment plan and total cost

80/20: 10% on booking, 70% through construction, 20% at handover. Worked on the AED 5,100,000 launch price of the entry 4-bedroom:

StageShareAEDRupees (at 25.75)
Booking10%510,000About Rs 1.31 crore
Construction instalments from March 202370%3,570,000About Rs 9.19 crore
At handover20%1,020,000About Rs 2.63 crore
DLD transfer fee4%204,000About Rs 52.5 lakh
Oqood and trustee feesFixedAED 40 at Oqood plus trustee and admin charges—
Total before service chargesAbout 5,304,000About Rs 13.66 crore

A 2026 buyer reimburses a seller who has paid most or all of the 80%, so the cash is needed up front: the paid-in sum plus the premium through the DLD trustee, 4% on the transfer, then AED 1,020,000 to Emaar at the keys, the largest single instalment in this set. Get Emaar's no-objection certificate and the statement first.

Service charges are the open question. The townhouse-based estimate of AED 14 to 18 per sq ft a year would already be AED 69,000 to 89,000 a year on 4,950 sq ft of building; no source says how a 9,000 sq ft plot is billed, so ask for the budget. Final as per the SPA.

Location and connectivity

The Valley is Emaar's suburb on the Dubai–Al Ain Road (E66) at the Jebel Ali–Lehbab Road (E77) junction, beyond Dubailand. Emaar prints 28 minutes to Downtown, the area guides say 25 to 30, and Dubai International Airport is about 30 minutes. There is no metro; plan on two cars.

Farm Gardens sits with Farm Grove and Farm Gardens 2 on the farmhouse side of a master plan of about 200 hectares and more than 4,500 homes, whose Town Centre, Golden Beach lagoon, Sports Village and Kids' Dale are built. No source names a school open inside the community; Academic City and Silicon Oasis remain the nearest.

For a smaller house in the same community, Alana is the twin-villa cluster from AED 3.5 million and Lillia the 3 and 4-bed townhouse cluster from AED 2.05 million. Emaar's Dubai releases we track are on the Emaar hub, the emirate's on all Dubai projects and the site's on the projects page.

Amenities and specifications

Quoted for the villas: detached two-storey houses of 4 and 5 bedrooms in the Horizon and Earth styles, on plots of 8,914 to 10,004 sq ft with backyards sized for a swimming pool and agricultural pods. For the cluster: farming allotments, hydroponics facilities, a petting zoo and animal farm, a desert majlis, a bonfire area, a grand lawn, picnic spots and stargazing platforms.

Not published: the finish schedule, appliance brands, whether the pool is included or a paid option, parking per villa or the service-charge budget. Emaar's December 2022 brochure has the floor plans; ask for the plot plan and orientation of the specific villa, because on lots this size a corner plot and a mid-row one can differ by thousands of square feet.

About the developer

Emaar Properties, builder of Burj Khalifa, Downtown Dubai and Dubai Hills Estate, is Dubai's largest developer: more than 120,000 homes delivered worldwide since 1997, more than 109,000 handed over in Dubai since 2002, over 180 completed buildings in the city. One analysis puts about 80% of its projects within six months of the stated handover date; another records delays of three to nine months on large phased launches, and no cancellations. Its reported backlog was AED 163.4 billion at 31 March 2026.

At The Valley, Eden launched in 2019 and was delivered in June 2023; Nara, Talia and Orania are reported completed on or ahead of schedule. Farm Gardens is the first cluster whose date has moved in print, from Q1 2026 to Q3 2026 — inside Emaar's usual three-to-nine-month band, but worth watching.

For Indian buyers

Ownership. The Valley is freehold for every nationality, with the title deed in your own name — for a plot this size, the point. There is no annual property tax and no VAT on a residential sale, so the government cost is the 4% DLD transfer fee — AED 204,000 on the launch price, charged again on a resale — plus the AED 40 Oqood fee and trustee charges.

Golden Visa and remittance. At AED 5.1 million Farm Gardens clears the AED 2 million threshold by AED 3.1 million, and one villa covers the whole family's application; the Golden Visa guide has the rules. The Liberalised Remittance Scheme allows USD 250,000 per person per Indian financial year, and AED 5.1 million is about USD 1.39 million — six allowances for one remitter, three years for a couple, two years for three adults. On a resale most of it is needed at transfer, so plan the financial years before the offer.

Yield and exit. There is no yield case yet. The 6 to 7% quoted for The Valley belongs to townhouses renting at AED 90,000 to 120,000; a AED 5.1 million villa needs AED 255,000 a year to return 5%, and no source quotes a villa rent at The Valley. Treat Farm Gardens as a home or a land holding. On exit, 146 homes is a thin market — good when you hold, slow when you sell. Rent and capital gains are taxable in India for an Indian tax resident, with the UAE–India treaty deciding the credit.

Pros

  • Plots of 8,914 to 10,004 sq ft — three to six times the plot of any Valley townhouse, at about AED 572 per plot sq ft
  • Detached houses of 4,950 to 5,656 sq ft; nothing else in this set is detached
  • Clears the AED 2 million Golden Visa threshold by AED 3.1 million
  • Farm Gardens 2 launched 42% higher at AED 7.26 million, supporting first-phase resale values
  • Emaar, with more than 109,000 Dubai homes handed over and no cancellations on record
  • Only 146 homes, so the resale queue at handover is short

Cons

  • Three handover dates are in print and the earliest, Q1 2026, has passed without a confirmed delivery
  • AED 5.1 million at launch, and the developer's release is sold out, so a buyer pays a seller's premium on top
  • 20% at the keys is AED 1,020,000 in one instalment on the entry villa
  • A yield case is hard to make: a 5% return needs AED 255,000 of rent, and no source quotes a villa rent at The Valley
  • Service charge not published; AED 14 to 18 per built-up sq ft would already be AED 69,000 to 89,000 a year
  • No source prints the DLD project number, the escrow bank or whether the pool is included

Who this is for

  • Families who want a detached house on a large plot inside a gated Emaar community, and will live in it
  • Golden Visa buyers who prefer one substantial house to several apartments
  • Indian buyers who can plan USD 1.39 million across LRS allowances for a family of two or three remitters
  • Buyers who want the first-phase price on a concept Emaar has since relaunched at AED 7.26 million

Who should look elsewhere

  • Yield investors: villa rents at The Valley are not published and will not match the townhouse yields
  • Anyone who needs a confirmed handover date before committing
  • Buyers who cannot fund AED 1 million in one instalment at the keys
  • Anyone who wants a lock-and-leave home; a 9,000 sq ft plot needs upkeep

Our verdict

Farm Gardens is the one cluster in this set where the plot, not the house, is the asset, and Emaar's own relaunch at AED 7.26 million tells you what it thinks the first phase was worth. The worries are honest ones: three handover dates in print with the earliest passed, a AED 1 million final instalment, an unpublished service-charge basis, and no evidence of what a villa like this rents for. It is a home to own, not a yield to buy: to live in, the arithmetic works; to let, it does not yet.

A good buy for a family that wants a detached house on a large plot in a gated Emaar community and can fund AED 5 million plus a resale premium without needing rent to justify it. Insist on the SPA completion date, the paid-instalment statement and the service-charge budget before agreeing a price, and confirm the contract is for this phase and not Farm Gardens 2.

Talk to Realty Hunting for the current price list, the developer's latest payment plan and a site-visit plan.

Run this project's numbers yourself. The calculator opens on the price and unit size above; change the currency, the rent or the mortgage and it recalculates the fees, the cash you need on day one and the net rent.

Dubai property calculator — costs, cash needed and net rent

Works from any country: pick your currency, or type your own rate. Fees follow the DLD schedule; rent figures are yours to set.

One-time costs-
Cash needed on day one-
Net rent a year-
Net yield on total outlay-
ChargeAEDYour currency

Fee basis: DLD transfer 4% of price, plus a DLD admin fee of AED 580 on a ready unit and AED 40 at Oqood on an off-plan one; registration trustee AED 4,000 below AED 500,000 and AED 4,200 above, plus 5% VAT; title deed and map about AED 500; agency 2% plus 5% VAT where used; mortgage registration 0.25% of the loan plus AED 290. Rates shown are indicative, read on 9 September 2026, and the pegged ones (USD and the GCC currencies) do not move — edit the rate box for anything else. This is an estimate to plan with, not a quotation, and it does not cover tax in your own country.

FAQs

What is the price of Farm Gardens at The Valley?

Emaar launched Farm Gardens in Q4 2022 from AED 5.1 million — about Rs 13.13 crore or USD 1.39 million — for a 4-bedroom villa of about 4,950 sq ft on a plot of 8,914 sq ft or more, roughly AED 1,030 per built-up sq ft. The release is sold out, so today's prices are resale contracts above that.

What is the payment plan?

80/20: 10% on booking, 70% through construction and 20% at handover. On AED 5,100,000 that is AED 510,000 at booking, AED 3,570,000 across the build and AED 1,020,000 at the keys, plus the 4% DLD fee of AED 204,000 — about AED 5.3 million in all. A resale buyer reimburses the seller's paid instalments plus the premium, then owes Emaar the rest.

When is the handover?

The sources disagree: Q1 2026 on older agency pages, August 2026 on Property Finder and Q3 2026 on propsearch, and none confirms delivery as of late September 2026. Construction began in March 2023. The SPA completion date and Emaar's handover notice settle it.

How big are the villas and plots?

The 4-bedroom is about 4,950 sq ft and the 5-bedroom about 5,656 sq ft built-up, on plots of about 8,914 to 10,004 sq ft — Emaar's own page says 8,000 to 10,000 sq ft lots with backyards sized for a pool and agricultural pods. There are 146 villas in two styles, Horizon and Earth.

Does Farm Gardens qualify for a Golden Visa?

Yes: AED 5.1 million clears the AED 2 million threshold by AED 3.1 million. Confirm with the Dubai Land Department at what payment stage an off-plan buyer can apply.

What is the difference between Farm Gardens, Farm Gardens 2 and Farm Grove?

Three separate farmhouse-villa releases. Farm Gardens is the first, 146 villas from AED 5.1 million; Farm Gardens 2 followed from AED 7.26 million with about 6,642 and 8,074 sq ft built-up and a Q1 2028 date; Farm Grove is later. Check which registration a contract belongs to before paying.

How does the LRS limit work on a AED 5.1 million villa?

The Liberalised Remittance Scheme allows USD 250,000 per person per Indian financial year. AED 5.1 million is about USD 1.39 million — six allowances for one person, three years for a couple, or two years if three family members remit. On a resale most of it is due at transfer, so plan the financial-year timing first.

What will the service charge be?

Not published. The townhouse-based estimate of AED 14 to 18 per sq ft a year gives AED 69,000 to 89,000 on 4,950 sq ft of building; how a 9,000 sq ft plot is billed is not stated. Ask for the budget before you sign.

Compare with other Dubai projects

Also in The Valley: Alana The Valley (from AED 3.5 M, handover 2027), Venera Townhouses (from AED 2,480,000, handover 2028), Lillia at The Valley (from AED 2,050,000, handover 2027) and Elora at The Valley (from AED 1.6 M, off-plan).

More by Emaar: Emaar Sidra (from AED 5.04 M, ready), Elie Saab Villas 2 (from AED 4,820,888, ready) and Golf Lane (from AED 4,480,000, handover 2028).

A similar budget elsewhere in Dubai: Cassia Villas at the Wilds (from AED 5.1 M, handover 2029), Nad Al Sheba Gardens Phase 10 (from AED 5.1 M, handover 2029) and Acres by Meraas (from AED 5.09 M, handover 2028).

Read next: Emaar Projects in Dubai: Every Project, Price and Handover Date · Off-Plan Property in Dubai: How It Works · Dubai Property Payment Plans: 1% Monthly, Post-Handover and More · Villas and Townhouses for Sale in Dubai: Prices and Returns. Every Dubai project we track is listed on the Dubai section.

Amenities

0
  • ✓ Clubhouse
  • ✓ Multipurpose Hall
1
  • ✓ 24x7 Security
  • ✓ Power Backup
  • ✓ Car Parking
2
  • ✓ Indoor Games
3
  • ✓ Gymnasium
  • ✓ Jogging Track
4
  • ✓ Kids Play Area
5
  • ✓ Landscaped Gardens
6
  • ✓ Swimming Pool
7
  • ✓ Yoga & Meditation Area

Project Highlights

  • ✓ 146 detached villas on the largest plots at The Valley — 8,914 to 10,004 sq ft each, room for a pool and a growing plot
  • ✓ 4 BHK of about 4,950 sq ft and 5 BHK of about 5,656 sq ft built-up, in two styles named Horizon and Earth
  • ✓ Launched Q4 2022 from AED 5.1 million (about Rs 13.13 crore, USD 1.39 million) — about AED 1,030 per built-up sq ft, or AED 572 per plot sq ft
  • ✓ 80/20 plan: 10% on booking, 70% through construction, 20% at handover
  • ✓ Construction started March 2023; handover printed as Q1 2026, August 2026 and Q3 2026 by different sources, none confirming delivery
  • ✓ Farm Gardens 2 followed from AED 7.26 million with a Q1 2028 date — a 42% step up for the same idea
  • ✓ Clears the AED 2 million Golden Visa threshold by AED 3.1 million
  • ✓ Quoted amenities no other Valley cluster has: farming allotments, hydroponics, a petting zoo, a desert majlis and stargazing decks

Density & Open Space

Density (homes per acre) tells you how open or packed a project feels. Ask us and we will tell you the exact figure for this one, plus the open-area share, so you know how spacious it really is.

Pros & Cons

👍 Pros
  • +Plots of 8,914 to 10,004 sq ft — three to six times the plot of any Valley townhouse, at about AED 572 per plot sq ft
  • +Detached houses of 4,950 to 5,656 sq ft; nothing else in this set is detached
  • +Clears the AED 2 million Golden Visa threshold by AED 3.1 million
  • +Farm Gardens 2 launched 42% higher at AED 7.26 million, supporting first-phase resale values
  • +Emaar, with more than 109,000 Dubai homes handed over and no cancellations on record
  • +Only 146 homes, so the resale queue at handover is short
👎 Keep in mind
  • –Three handover dates are in print and the earliest, Q1 2026, has passed without a confirmed delivery
  • –AED 5.1 million at launch, and the developer's release is sold out, so a buyer pays a seller's premium on top
  • –20% at the keys is AED 1,020,000 in one instalment on the entry villa
  • –A yield case is hard to make: a 5% return needs AED 255,000 of rent, and no source quotes a villa rent at The Valley
  • –Service charge not published; AED 14 to 18 per built-up sq ft would already be AED 69,000 to 89,000 a year
  • –No source prints the DLD project number, the escrow bank or whether the pool is included

Who Should Buy & Who Should Avoid

✅ Who should buy
  • +Families who want a detached house on a large plot inside a gated Emaar community, and will live in it
  • +Golden Visa buyers who prefer one substantial house to several apartments
  • +Indian buyers who can plan USD 1.39 million across LRS allowances for a family of two or three remitters
  • +Buyers who want the first-phase price on a concept Emaar has since relaunched at AED 7.26 million
⛔ Who should avoid
  • –Yield investors: villa rents at The Valley are not published and will not match the townhouse yields
  • –Anyone who needs a confirmed handover date before committing
  • –Buyers who cannot fund AED 1 million in one instalment at the keys
  • –Anyone who wants a lock-and-leave home; a 9,000 sq ft plot needs upkeep

Is It Right For You?

For Investors

Steady rental demand and active resale in The Valley, Al Ain Road make it a sensible medium to long-term hold. Get a good entry price and the maths works better.

For End Users

Larger layouts, amenities and a settled neighbourhood suit families who actually want to live here, not just invest.

For NRIs

A project registered with the Dubai Land Department, taking payments into a DLD-approved escrow account, is the safer pick when buying from abroad. We handle the paperwork and the updates remotely.

For Families

Schools, parks, security and open areas keep day-to-day family life easy.

For Senior Citizens

Green areas and nearby healthcare help — ask us about lower-floor units for easier access.

Is Emaar Farm Gardens Villas The... Worth Buying?

Short answer

Yes, for the right buyer. Early pricing now, with value as it nears handover. Just compare the exact unit and price with one nearby option first.

Detailed answer

Short answer — yes, it is worth a serious look if you want a home in The Valley, Al Ain Road from a builder with a real track record. Buying early gets you a better price than ready stock, with the upside as it nears handover. It is not the cheapest option in the area, so it fits buyers who value the builder, location and amenities over the lowest sticker price. Compare the exact unit with one nearby project, lock the live cost sheet with us, and you will know if it is right for you.

✅ Buy if
  • →You want a long-term home or hold from a builder with a track record
  • →You are fine waiting for handover in return for better pricing
  • →Location, build quality and amenities matter more to you than the lowest sticker price
↪️ Look elsewhere if
  • →You need the cheapest option in the area
  • →You need to move in right away
  • →You are chasing quick, short-term resale gains

Handover Timeline

Three dates are in print: Q1 2026 on the older agency pages, August 2026 on Property Finder's phase-one entry and Q3 2026 on the propsearch record, and on 26 September 2026 none of the sources we checked reports keys handed. So the handover field is left blank; the date on record is Q3 2026 at the latest and the SPA settles it. Construction began in March 2023, and Farm Gardens 2 is a separate registration with a Q1 2028 date, so make sure a seller's contract is for this phase. Ask Emaar for the handover notice status and track the project on the Dubai REST app.

Investment Analysis

Why people look at Emaar Farm Gardens Villas The Valley Dubai for investment is simple — it is in The Valley, Al Ain Road, and this part of Al Ain Road has seen steady demand from both end-users and investors. Good road links, nearby offices and schools usually keep rentals healthy and resale active. Since it is still under construction, entry prices are lower than ready stock, which is what early buyers count on. That said, treat any price or return figure as a guide and confirm the current cost sheet with us before you decide.

Advantages
Plots of 8,914 to 10,004 sq ft — three to six times the plot of any Valley townhouse, at about AED 572 per plot sq ft. Detached houses of 4,950 to 5,656 sq ft; nothing else in this set is detached. Clears the AED 2 million Golden Visa threshold by AED 3.1 million.
Watch-outs
Three handover dates are in print and the earliest, Q1 2026, has passed without a confirmed delivery. AED 5.1 million at launch, and the developer's release is sold out, so a buyer pays a seller's premium on top. 20% at the keys is AED 1,020,000 in one instalment on the entry villa.
Rental demand
Homes in The Valley, Al Ain Road usually find tenants from the offices and schools around them, which keeps rental demand steady through the year.
Appreciation
Prices in this corridor have moved up over the years as new launches and roads came in. Treat any return figure as a guide, not a promise, and confirm the entry price with us first.

Price Analysis

The starting price of about AED 5.1 M (about Rs 13.13 Cr) is in line with what The Valley, Al Ain Road asks today for this kind of project. What you actually pay shifts with the floor, view, facing and unit size, plus any offer running at the time.

Treat the listed figure as a starting point, not the last word. Ask us for a unit-wise cost sheet so you see the real, all-in number before you decide.

Payment Plan Explained

Dubai off-plan is sold on a split written as two numbers. A 10/90 or 20/80 plan takes that much on booking and the rest at handover, which suits a buyer arranging a mortgage at completion; a 60/40 is the common structure, with 10% to 20% on booking, 40% to 50% across construction milestones and 40% at handover; a 70/30 puts more in the middle and leaves a smaller final cheque. A post-handover plan spreads the balance over one to three years after you have the keys, so rent can help pay it. Two questions settle whether a plan is as good as it looks: is the construction portion tied to milestones or to dates - milestones are better, because they stall if the building stalls - and what does the sale and purchase agreement say happens if you miss an instalment. Your money sits in a DLD-approved escrow account and is released against construction.

Which one suits you depends on whether you are buying to live in or to invest, and on your loan. We can lay out the exact plans on offer and what each costs you.

Hidden Charges to Budget For

Beyond the base price, budget 6% to 7% of the price in fees. The Dubai Land Department takes 4% on every transfer; registration at a trustee office is AED 4,200, or AED 2,100 under AED 500,000; the title deed is AED 580, or AED 40 to register an off-plan contract on Oqood; and a resale usually carries an agency fee of about 2% plus 5% VAT, where a purchase direct from the developer normally carries none. There is no GST and no stamp duty, and the sale of a home does not attract VAT. A mortgage adds about 0.25% of the loan plus AED 290 to register, an arrangement fee and a valuation. After handover the running cost is the service charge - roughly AED 10 to 32 per sq ft a year for apartments and AED 14 to 40 for villas - with no annual property tax on top.

None of this is truly hidden once you see a full cost sheet, but it adds up. Ask us for the complete break-up so the final figure is clear from day one.

Maintenance Cost

Maintenance is billed per square foot every month and depends on the amenities and upkeep level — bigger clubs and more facilities usually mean a slightly higher rate.

We will share the current maintenance rate for this project, along with the one-time maintenance deposit, when you reach out.

Rental Yield

Residential rental yields in The Valley, Al Ain Road are high by world standards: Dubai's citywide gross sits at about 6% to 8%, with the mid-market communities - JVC, Arjan, Dubai Silicon Oasis and Dubailand - running 8% to 9.5% and the premium addresses, Downtown and Palm Jumeirah, 4% to 6%. Net is 1.5 to 2.5 points below gross once the annual service charge and about 6% management are paid, so a 9% headline in a mid-market tower settles near 6%, and a 5% in Downtown nearer 3.5%. Ask for the building's own service charge per sq ft before you trust any yield quoted to you.

If rental income is your main aim, tell us your budget and we will point you to the configurations that rent out fastest here.

Resale Potential

Resale demand in The Valley, Al Ain Road is generally active because the corridor stays in demand with both end-users and investors. A known builder and a good location usually make a unit easier to sell later.

Resale value still comes down to the exact unit, floor and the market at the time, so buy at a sensible price and the resale side tends to look after itself.

Handover Risks

Since it is still being built, the handover date can move. What protects you here is different: an off-plan project must be registered with the Dubai Land Department and take every instalment into a project escrow account, and you can check the construction percentage yourself on the Dubai REST app before you pay.

Before booking, check the handover date written into the SPA and what the contract says if it slips. We will also share the developer's delivery record so you go in with eyes open.

Bank Loan Availability

A UAE bank will usually lend a non-resident about 50 to 65 percent of the value, with the balance paid up front, and a completed building is easier to fund than an off-plan one. An Indian buyer can remit up to USD 250,000 per person per financial year under the Liberalised Remittance Scheme.

We can connect you with loan partners, help with eligibility and paperwork, and line up a competitive interest rate.

Construction Updates

The project is currently under construction. The build stage and finishing change month to month.

For the latest construction progress — the percentage on the DLD record, finishing or handover readiness — call or WhatsApp us and we will share the most recent update.

Emaar Farm Gardens Villas The... vs Alana The Valley Dubai

Compare Emaar Farm Gardens Vil... Alana The Valley Dubai
DeveloperEmaar PropertiesEmaar Properties
LocationThe Valley, Al Ain RoadThe Valley, Al Ain Road
TypeVillaVilla
SizesAbout 4,950 - 5,656 sq ft built-up (4 BHK about 4,950; 5 BHK about 5,656) on plots of about 8,914 - 10,004 sq ftAbout 3,720 - 4,977 sq ft (built-up, twin villas)
Starting PriceAED 5.1 M (about Rs 13.13 Cr) onwardsAED 3.5 M (about Rs 9.01 Cr) onwards
StatusUnder ConstructionUnder Construction
DLDRegistered with the Dubai Land Department (DLD) under Emaar Properties; project number not published by the sources checked — verify on the Dubai REST app before paying a booking amount. The escrow bank is not named by any source we found; Emaar sells every off-plan release through a DLD-approved escrow account. Farm Gardens 2 and Farm Gardens Phase 3 are separate registrations with their own dates.Registered with the Dubai Land Department (DLD) under Emaar Properties; project number not published by the sources checked — verify on the Dubai REST app before paying a booking amount. The escrow bank is not named by any source we found; Emaar sells every off-plan release through a DLD-approved escrow account.

A quick side-by-side with a nearby project. Prices & details are indicative — confirm with us.

See the full Emaar Farm Gardens Vil... vs Alana The Valley Dubai comparison →

Comparison Matrix

Feature Emaar Farm Gardens V... Alana The Valley Dub... Elora at The Valley... Emaar Eden Villas Th...
Developer Emaar Properties Emaar Properties Emaar Properties Emaar Properties
Location The Valley, Al Ain Road The Valley, Al Ain Road The Valley, Al Ain Road The Valley, Al Ain Road
Starting Price AED 5.1 M (about Rs 13.13 Cr) onwards AED 3.5 M (about Rs 9.01 Cr) onwards AED 1.6 M (about Rs 4.12 Cr) onwards AED 1,159,888 (about Rs 2.99 Cr) onwards
Type Villa Villa Villa Villa
Status Under Construction Under Construction Under Construction Ready to Move
DLD Registered with the Dubai Land Department (DLD) under Emaar Properties; project number not published by the sources checked — verify on the Dubai REST app before paying a booking amount. The escrow bank is not named by any source we found; Emaar sells every off-plan release through a DLD-approved escrow account. Farm Gardens 2 and Farm Gardens Phase 3 are separate registrations with their own dates. Registered with the Dubai Land Department (DLD) under Emaar Properties; project number not published by the sources checked — verify on the Dubai REST app before paying a booking amount. The escrow bank is not named by any source we found; Emaar sells every off-plan release through a DLD-approved escrow account. Registered with the Dubai Land Department (DLD) under Emaar Properties; project number not published by the sources checked — verify on the Dubai REST app before paying a booking amount. The escrow bank is not named by any source we found; Emaar sells every off-plan release through a DLD-approved escrow account. Registered with the Dubai Land Department (DLD) under Emaar Properties and completed in 2023, so every home has a title deed; the original project number is not published by the sources checked — the title deed of the unit you are offered is the document to read. Resale transfers go through a DLD registration trustee.

Locality Review

The Valley, Al Ain Road is a settled Dubai address. Day-to-day life is easy here - schools, clinics, supermarkets and a mall or retail strip are inside or beside the community, and the road grid connects to Downtown, DIFC, Dubai Marina and both airports. Freehold ownership, no annual property tax and a large tenant pool are what hold demand. It suits a buyer who wants an established community rather than a plot in a district still being built.

8.3
Overall Score
Rated on connectivity & lifestyle
Connectivity8.3/10
Healthcare8.4/10
Education8.5/10
Lifestyle8.6/10
Commute8.2/10
Greenery8/10

Scores are indicative, based on the locality.

Location Map

Nearby Landmarks & Connectivity

Drive times From The Valley, Al Ain Road, drive times depend on where the community sits on the Sheikh Zayed Road, Al Khail Road and Emirates Road grid: the central districts are 10 to 20 minutes from Downtown Dubai and DIFC on a normal day, the outer communities 30 to 45. Dubai International Airport (DXB) sits on the same spine, and Al Maktoum International (DWC) serves the south of the city.
Peak-hour traffic Sheikh Zayed Road and the Al Khail and Hessa Street interchanges run slower from about 7 to 9.30 in the morning and 5 to 8 in the evening. Keep an extra 15 to 20 minutes in hand on a working day, and count the Salik toll gates on your route - each crossing is AED 4 off-peak and AED 6 at peak.
Metro & rapid transit The Dubai Metro Red Line runs the length of Sheikh Zayed Road and the Green Line through Deira and Bur Dubai; a community away from the lines relies on RTA buses, taxis and its own cars. The Blue Line, due in 2029, adds Dubai Creek Harbour, Mirdif, Silicon Oasis, International City and Academic City.
Future infrastructure The Metro Blue Line, the widening of Hessa Street and Umm Suqeim Street, the Al Khail Road improvement works and the expansion of Al Maktoum airport are the projects that should cut travel times in the outer communities over the next few years.
Daily commute For a working family, school runs, the office and the weekend stay within a manageable radius: most communities have schools and a mall or retail strip inside or beside them, which is a large part of why they hold rental demand.

Connectivity is indicative. Ask us for exact distances and drive times.

Straight Answers
What is the biggest drawback?

The main thing to weigh is this — three handover dates are in print and the earliest, Q1 2026, has passed without a confirmed delivery. It is not a deal-breaker for most buyers, but worth factoring in. Tell us your plan and we will say honestly whether it matters for you.

Is it a good long-term investment?

For the long term, The Valley, Al Ain Road has the basics investors look for — steady demand, improving roads, and a healthy mix of end-users and tenants. A home from a known builder in this corridor usually holds value and has room to grow over a 5 to 10 year horizon. It suits patient, long-term buyers more than anyone chasing a quick flip. The entry price you get decides how good the return looks, so confirm the live rate with us first.

Who should buy here?

It suits long-term buyers and investors who are fine waiting for handover in exchange for lower entry pricing, and anyone who wants a home from a trusted builder in The Valley, Al Ain Road.

Is it worth the price?

At around AED 5.1 M (about Rs 13.13 Cr) to start, it is priced in line with the The Valley, Al Ain Road market for this kind of home. Whether it is worth it depends on the exact unit and the running offer — we will help you compare before you commit.

83
/ 100
Realty Hunting Score
Our expert rating for this project

An honest read on livability, builder trust, investment potential and value — scored by our team, not the builder.

Livability83
Connectivity83
Developer Trust86
Investment Potential80
Value for Money78
Project Excellence

About Emaar Properties

Emaar Properties logo
Emaar Properties

Emaar Properties is Dubai's largest developer and the builder of Burj Khalifa, Dubai Mall, Downtown Dubai, Dubai Marina, Arabian Ranches and Dubai Hills Estate. Published counts put it at more than 120,000 homes delivered worldwide since 1997 and more than 109,000 handed over in Dubai since 2002, with over 180 completed buildings in the city. One analysis puts about 80% of Emaar projects within six months of the stated handover date; another notes delays of three to nine months on large phased launches, and no cancellations. Its reported revenue backlog of AED 163.4 billion at 31 March 2026 is why its projects finish. At The Valley, Eden launched in 2019 and was delivered in June 2023, and Nara, Talia and Orania are reported completed on or ahead of schedule; Farm Gardens is the first cluster here whose date has visibly moved in print.

1+ projects listed with us ✓ DLD-registered options ✓ Verified by our team ✓ Check delivery record before booking

Payment Plan

Developer plan at launch: 80/20 — 10% on booking, 70% in instalments through construction, 20% on handover. On top: the 4% DLD transfer fee, the AED 40 Oqood registration fee on an off-plan sale, and trustee and admin charges. On the AED 5,100,000 launch price: AED 510,000 on booking, AED 3,570,000 through construction, AED 1,020,000 at the keys, plus AED 204,000 of DLD fee — about AED 5.3 million, or roughly Rs 13.66 crore. The developer's release is sold out and the build is at or near its end, so a buyer today reimburses the seller's paid instalments plus a premium and owes Emaar the 20% at handover; the DLD fee is charged again on the transfer. Final schedule as per the SPA.

Specifications

Detached two-storey villas of 4 and 5 bedrooms in two styles named Horizon and Earth, on plots of about 8,914 to 10,004 sq ft with backyards sized for a swimming pool and agricultural pods. Cluster amenities quoted: community farming allotments, hydroponics facilities, a petting zoo and animal farm, a desert majlis, a bonfire area, a grand lawn, picnic spots and stargazing platforms, with the master plan's Town Centre, Golden Beach and Sports Village beyond. Not published: the finish schedule, appliance brands, whether the pool is included or an option, the parking count or the service-charge budget. Final specification as per the SPA.

💬 Our View

Farm Gardens is the one cluster in this set where the plot, not the house, is the asset, and Emaar's own relaunch at AED 7.26 million tells you what it thinks the first phase was worth. The worries are honest ones: three handover dates in print with the earliest passed, a AED 1 million final instalment, an unpublished service-charge basis, and no evidence of what a villa like this rents for. It is a home to own, not a yield to buy: to live in, the arithmetic works; to let, it does not yet.

RH
Realty Hunting Expert Team
India & Dubai property advisors: Gurugram, Delhi-NCR, Mumbai and Dubai

We track Al Ain Road closely, and Emaar Farm Gardens Villas The Valley Dubai is one of the homes buyers ask about often. Our honest take: weigh the developer, the exact unit, and the price you get against nearby options before you commit. We are not here to push one project — we help you compare and pick what fits your budget and plan. For the live price and a clear comparison, just reach out.

Common Concerns, Answered

🤔 Is the price too high?

Premium projects in The Valley, Al Ain Road do sit higher, but you pay for the builder, location and build quality. Compare the price per sq ft with one nearby project and it usually adds up — we will run that for you.

🤔 Could the handover slip?

It is registered with the Dubai Land Department, so the SPA carries a handover date and the payments go into a DLD-approved escrow account. We will share the developer's delivery record so you can judge the risk.

🤔 Is maintenance expensive?

Maintenance is per sq ft per month and scales with amenities. We give you the exact rate up front so it is in your budget, not a surprise.

🤔 Will it resell easily?

Resale in The Valley, Al Ain Road stays active on steady demand. A known builder and a good unit make selling later easier.

🤔 How much usable area do I really get?

A Dubai title deed prints one number, the suite area, so there is no loading factor to argue about. Ask us for the exact suite area of the unit you like so you compare like for like.

🤔 Is the rent worth it?

Yields here are modest but steady, helped by nearby offices and schools. If rent is your goal, we will point you to the units that lease out fastest.

Frequently Asked Questions

What is the price of Farm Gardens at The Valley? +
Emaar launched Farm Gardens in Q4 2022 from AED 5.1 million — about Rs 13.13 crore or USD 1.39 million — for a 4-bedroom villa of about 4,950 sq ft on a plot of 8,914 sq ft or more, roughly AED 1,030 per built-up sq ft. The release is sold out, so today's prices are resale contracts above that.
What is the payment plan? +
80/20: 10% on booking, 70% through construction and 20% at handover. On AED 5,100,000 that is AED 510,000 at booking, AED 3,570,000 across the build and AED 1,020,000 at the keys, plus the 4% DLD fee of AED 204,000 — about AED 5.3 million in all. A resale buyer reimburses the seller's paid instalments plus the premium, then owes Emaar the rest.
When is the handover? +
The sources disagree: Q1 2026 on older agency pages, August 2026 on Property Finder and Q3 2026 on propsearch, and none confirms delivery as of late September 2026. Construction began in March 2023. The SPA completion date and Emaar's handover notice settle it.
How big are the villas and plots? +
The 4-bedroom is about 4,950 sq ft and the 5-bedroom about 5,656 sq ft built-up, on plots of about 8,914 to 10,004 sq ft — Emaar's own page says 8,000 to 10,000 sq ft lots with backyards sized for a pool and agricultural pods. There are 146 villas in two styles, Horizon and Earth.
Does Farm Gardens qualify for a Golden Visa? +
Yes: AED 5.1 million clears the AED 2 million threshold by AED 3.1 million. Confirm with the Dubai Land Department at what payment stage an off-plan buyer can apply.
What is the difference between Farm Gardens, Farm Gardens 2 and Farm Grove? +
Three separate farmhouse-villa releases. Farm Gardens is the first, 146 villas from AED 5.1 million; Farm Gardens 2 followed from AED 7.26 million with about 6,642 and 8,074 sq ft built-up and a Q1 2028 date; Farm Grove is later. Check which registration a contract belongs to before paying.
How does the LRS limit work on a AED 5.1 million villa? +
The Liberalised Remittance Scheme allows USD 250,000 per person per Indian financial year. AED 5.1 million is about USD 1.39 million — six allowances for one person, three years for a couple, or two years if three family members remit. On a resale most of it is due at transfer, so plan the financial-year timing first.
What will the service charge be? +
Not published. The townhouse-based estimate of AED 14 to 18 per sq ft a year gives AED 69,000 to 89,000 on 4,950 sq ft of building; how a 9,000 sq ft plot is billed is not stated. Ask for the budget before you sign.
✍️ Author: Realty Hunting Editorial Team ✅ Reviewed by: Realty Hunting Expert Team 🕑 Last Updated: 27 Sep 2026 📍 Site Visit: On request 🔎 Research-based

Final Verdict

A good buy for a family that wants a detached house on a large plot in a gated Emaar community and can fund AED 5 million plus a resale premium without needing rent to justify it. Insist on the SPA completion date, the paid-instalment statement and the service-charge budget before agreeing a price, and confirm the contract is for this phase and not Farm Gardens 2.

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