Upcoming Affordable Housing Projects in Gurgaon 2026

Upcoming Affordable Housing Projects in Gurgaon 2026

Upcoming Affordable Housing Projects in Gurgaon 2026 the luxury space has hogged all the limelight in recent times, the Haryana Affordable Housing Policy and the Chief Minister Urban Housing Scheme continue to be the mainstay for budget homebuyers.

Upcoming Affordable Housing Projects in Gurgaon 2026

These are the projects which will be available in 2026 or they are currently opening new phases under the State’s affordable policy.

Government Schemes to Watch

Chief Minister Urban Housing Scheme (2026 Update) In the beginning of 2026, over 1.2 lakh applciations were received by Haryana government for about 6,700 EWS houses in Gurgaon.

Lottery Status: Applicants are being reviewed for eligibility (as of Feb 2026).

Booking Amount: Generally ₹10,000 for first round followed by ₹1.4 lakh post shortlisting.

Deen Dayal Jan Awas Yojna (DDJAY)So, if you would rather stay in an independent floor than a high-rise apartment, then look for DDJAY plots.

Key Launch: Lykehomes Avenue (Farukh Nagar) and Flora Avenue (Sohna) are open for registration with cut-off dates in March 2026.

Strategic Hotspots for 2026

If you seek long-term appreciation and affordability, concentrate on these three clusters:

Dwarka Expressway (Sectors 99-113): The full development of the expressway has seen prices rise, although projects under the “Affordable Housing Policy” continue to berestricted by Government-governed ceiling rates (around ₹5,000 per sq. ft.).

New Gurgaon (Sectors 81-95): New Gurgaon has the maximum density of completed and upcoming developments — affordable ones by builders such as Signature Global and Pyramid are also concentrated in this belt.

Sohna Road (South Gurgaon): Excellent for those who work at the Sohna Industrial Model Township(IMT). It provides a more “green” way of life, for an entry price well below that of central Gurgaon.

Essential Buyer’s Checklist

Before you put money down on a “soon to be” development, confirm these three key factors:

HARERA Number: Do not invest in any project without RERA registration with Haryana Real Estate Regulatory Authority.

5-Year Maintenance Free: According to the Haryana Affordable Housing Policy, developers cannot ask for maintenance charges from buyers in possession of their flat/property for first 5 years.

Price Caps: The government has on its average decided to cap the carpet area rate at ₹5,000 a square foot. ft. for Gurgaon and Faridabad (though developers are fighting for a 25% hike in view of higher costs).

Pro Tip: Just keep an eye on the TCP Haryana (Town and Country Planning) official portal. This is the official “Draw of Lots” published for each and every affordable housing project.

FAQs: Affordable Housing Gurgaon 2026

1. Who is eligible to apply for affordable housing in 2026?

To apply under the Haryana Affordable Housing Policy, you must meet these criteria:

• Property Ownership: Neither the applicant nor their spouse/dependent children should own a flat or plot in any HUDA/HSVP sector or licensed colony in Haryana, Delhi, or Chandigarh.

• Age: You must be an Indian citizen and at least 18 years old.

• Income Groups: While the scheme prioritizes EWS (Income up to ₹3 Lakh) and LIG (Income ₹3–6 Lakh), anyone can apply. However, allotments are prioritized for those who do not own any property in the mentioned regions.

2. How much do these flats actually cost in 2026?

Prices are strictly regulated by the Department of Town & Country Planning (DTCP).

• Carpet Area Rate: Approximately $₹5,000$ per sq. ft. for Gurgaon.

• Balcony Area: Capped at $₹1,200$ per sq. ft. (up to 100 sq. ft.).

• Estimated Price Range: * 1 BHK: ₹22 Lakh – ₹28 Lakh

  • 2 BHK: ₹32 Lakh – ₹40 Lakh

  • 3 BHK: ₹42 Lakh – ₹55 Lakh (depending on carpet area).

3. What is the “Draw of Lots” process?

Since demand far exceeds supply, flats are allotted via a transparent e-draw conducted by the Haryana Government.

1. Application: Submit your form via the TCP Haryana portal with a 5% booking amount.

2. Scrutiny: The government verifies eligibility.

3. Digital Draw: A computerized lottery is held, usually video-recorded for transparency.

4. Waitlist: A small waitlist is maintained in case any successful allottees drop out or fail to pay.

4. What is the payment schedule for a successful allotment?

Unlike luxury projects, the payment plan is fixed and highly structured:

• Initial Booking: 5% of the total cost.

• On Allotment: 20% (payable within 15–30 days of the draw).

• Installments: The remaining 75% is paid in six half-yearly installments (12.5% each) over 36 months.

Note: These installments are interest-free if paid on time.

5. Can I sell my affordable flat after buying it?

There is a 5-year lock-in period from the date of possession. You cannot legally transfer or sell the flat before this period ends. If you must sell, you need prior permission from the Director General, Town & Country Planning (DGTCP) Haryana, which is rarely granted except in extreme circumstances.

6. Are there any hidden maintenance charges?

No. Under the policy, the developer is responsible for the maintenance of the project for 5 years after possession at no cost to the buyer. After 5 years, the Resident Welfare Association (RWA) takes over and can charge standard fees.

7. Can I get a home loan for these projects?

Yes. Most leading banks (SBI, HDFC, ICICI, etc.) provide home loans for RERA-registered affordable projects. You can typically get a loan for up to 90% of the property value, provided you meet the bank’s credit criteria.