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Frequently asked questions

How do I confirm the possession date in Gurgaon and NCR?

Check the RERA completion date and the builder record on past projects. Get the committed date and the penalty clause in the agreement.

What payment plan suits this stage?

Plans range from construction-linked to possession-linked. A construction-linked plan spreads payments with progress, which lowers your risk on delays.

Does GST apply at this stage?

GST applies to under-construction homes but not to completed ones with an occupancy certificate. Factor it into your total cost when comparing.

What are the risks at this stage of purchase?

Earlier stages offer lower prices but carry delay and delivery risk; later stages cost more with less risk. Match the stage to your risk appetite.

Can I get a home loan at this stage?

Yes, banks fund most stages, disbursing in tranches for under-construction and in full for ready homes. Get your loan pre-approved before booking.

Should I buy at this stage or wait?

Prices usually rise as a project nears completion, so earlier entry can cost less. Weigh the saving against the wait and the delivery risk.

What stamp duty and registration charges apply in Gurgaon and NCR?

Stamp duty and registration vary by state and are usually a few percent of the property value, with a small rebate for women buyers in many states. Confirm the current Gurgaon and NCR rate before you budget.

How much home loan can I get to buy in Gurgaon and NCR?

Most buyers get a loan for 75-90% of the value, with the amount tied to income and credit score. Our home loan by salary guide shows the ranges.

What documents do I need to buy a home in Gurgaon and NCR?

Identity and address proof, PAN, income papers for a loan, and the property title chain, approvals and latest tax receipts. Keep both sides KYC ready for registration.

How do I check if a project is RERA-registered?

Search the state RERA portal by project or builder name for the registration number and approved plan. Our RERA check guide explains it.

Can NRIs buy a home in Gurgaon and NCR?

Yes, NRIs can buy residential and commercial property in India, though not farm land. Payments must come through banking channels, and a trusted power of attorney helps if you are abroad.

What taxes apply when I sell property in Gurgaon and NCR?

You pay capital gains tax on the profit, lower if you hold beyond the long-term period, with reliefs if you reinvest in another home. Take advice before you sell.

Is it a good time to buy in Gurgaon and NCR?

Timing matters less than buying the right property at a fair price with clean papers. If the home fits your budget and needs, waiting for a perfect market rarely pays.

How do I verify the property title in Gurgaon and NCR?

Check the chain of ownership, the latest record, any loan or lien and pending dues, and match the seller identity to the title. A local lawyer can vet the deed.

What should I check during a site visit in Gurgaon and NCR?

Construction quality, water and power backup, the neighbourhood, road access, and how the actual unit compares to the brochure. Visit at different times of day if you can.

Can I negotiate the price in Gurgaon and NCR?

Resale and ready inventory are usually negotiable, while fresh launches have fixed rates but may waive some charges. Compare recent deals nearby to judge a fair price.

What is the difference between carpet area and super area?

Carpet area is the usable space inside your walls; super area adds a share of common areas. Always confirm the carpet area you actually get before comparing prices.