Apply for affordable housing Gurgaon

Apply for affordable housing Gurgaon

Owning a home in Millennium City is no longer just a dream for the elite. Thanks to the Haryana Affordable Housing Policy 2013 and its 2026 updates, thousands of families are securing high-quality apartments at government-regulated rates. If you’re looking to apply this year, here is everything you need to know about the process, prices, and pitfalls to avoid.

Online portal of TCP Haryana Affordable Housing official website is https://edraw.tcpharyana.gov.in

1. Understanding the 2026 Pricing & Allotment

Prices in Gurgaon are strictly capped by the Town and Country Planning (TCP) Department. As of early 2026:

• Carpet Area Rate: Approximately ₹5,000 per sq. ft.

• Balcony Area: Capped at ₹1,200 per sq. ft.

• Estimated Costs: 1 BHKs range from ₹22–28 Lakh, while 3 BHKs can go up to ₹55 Lakh depending on the carpet area.

2. The Step-by-Step Application Process

The application process is now almost entirely digital to ensure transparency.

1. Portal Registration: Visit the official TCP Haryana (Online Housing Portal). Create a user ID using your email and mobile number.

2. Select a Project: Browse “Live” projects. Check for a valid HARERA number before proceeding.

3. Fill Applicant Details: Enter your personal info, nominee details, and income category (EWS/LIG/General).

4. Payment: Pay the 5% booking amount online via Net Banking or UPI. There is also a nominal application fee (usually ₹500–₹1,000).

5. The Draw of Lots: Since demand is high, the government conducts a computerized “Draw of Lots” (lottery), which is video-recorded for fairness.

3. Why 2026 is Different?

The government has recently appointed Senior Town Planners (STPs) as nodal officers to monitor allotments. This means faster grievance redressal and stricter checks on builders to ensure projects are completed within the mandatory 4-year window.

Application and results: This place is home to the official page for  Town & Country Planning, where you can source and apply for services like randomly selected draws. https://edraw.tcpharyana.gov.in/tcp-dms/home

 Are You Eligible? A Checklist for Gurgaon Affordable Housing

Introduction Before you pay that booking amount, you must ensure you meet the strict eligibility criteria set by the Haryana Government. Here is a quick checklist to see if you qualify for the 2026 schemes.

1. Core Eligibility Criteria

• Property Ownership: Neither the applicant nor their spouse/dependent children should own a flat or plot in any HSVP (HUDA) sector or licensed colony in Haryana, Delhi, or Chandigarh.

• Age: You must be an Indian citizen and at least 18 years old.

• Income Categories:

  • EWS: Annual income up to ₹3 Lakh.

  • LIG: Annual income between ₹3 Lakh and ₹6 Lakh.

  • General: Above ₹6 Lakh (anyone can apply, but priority is given to those who don’t own property in the NCR).

2. Essential Document Checklist

Keep scanned copies of these ready for your online application:

• Identity Proof: Aadhaar Card (mandatory) and PAN Card.

• Income Proof: Salary slips, ITR for the last 2 years, or an Income Certificate from the Tehsildar (for EWS).

• Residence Proof: Domicile certificate, Voter ID, or utility bills.

• Affidavits: You will need a notarized affidavit stating you do not own any other property in the restricted zones.

• Bank Details: A cancelled cheque or passbook copy (for the refund of the booking amount if you don’t win the draw).

3. Payment Schedule (After Winning the Draw)

If you are lucky enough to be allotted a flat, the payment plan is very buyer-friendly: | Stage | Payment Amount | | :— | :— | | At Allotment | 20% of total cost (within 15-30 days) | | Installments | Remaining 75% in 6 half-yearly installments (12.5% each) | | Maintenance | FREE for the first 5 years (as per policy) |

Pro Tip: You can avail of home loans for up to 90% of the property value from major banks like SBI, HDFC, and ICICI, provided the project is RERA-registered.

Frequently Asked Questions (FAQ) – Gurgaon Affordable Housing

1. Who is eligible to apply for affordable housing ?

To be eligible, the applicant (including spouse and dependent children) must not own any residential flat or plot in any HSVP (HUDA) sector, licensed colony, or urban area in Haryana, Delhi, or Chandigarh. You must also be at least 18 years old.

2. Can I sell my affordable flat after winning the draw?

There is a strict 5-year lock-in period from the date of possession. You cannot sell or transfer the property during this time. Any attempt to do so can result in the cancellation of the allotment and forfeiture of the money paid.

3. What is the “Draw of Lots” and is it fair?

The “Draw of Lots” is a computerized lottery conducted by the Haryana Government’s Town & Country Planning Department. To ensure 100% transparency, the process is:

• Video-recorded and often live-streamed.

• Conducted in the presence of a committee of government officials.

• The results are published in leading newspapers and on the official TCP Haryana portal.

4. What is the GST rate on these flats?

Affordable housing attracts a highly subsidized GST rate of 1%. This is significantly lower than the 5%–12% charged for luxury or commercial projects.

Note: Ready-to-move-in flats with a Completion Certificate (CC) are exempt from GST.

5. Are there any hidden maintenance charges?

No. Under the Haryana Affordable Housing Policy, the developer is responsible for the maintenance of the project for 5 years after possession at no extra cost to the buyer. After 5 years, the Resident Welfare Association (RWA) takes over.

6. Can I apply for two different projects at the same time?

Yes, you can apply for multiple projects to increase your chances. However, if you win in more than one, you can only keep one flat. You will have to surrender the other(s) within a specified timeframe.

7. Is the PMAY (Pradhan Mantri Awas Yojana) subsidy still available?

Yes, eligible first-time homebuyers can apply for the PMAY-U 2.0 (2026 Update) interest subsidy. Depending on your income category (EWS/LIG), you could receive a credit-linked subsidy of up to ₹2.67 Lakh on your home loan interest.

8. What happens if I don’t win the draw?

If your name does not appear in the successful or waiting list, the builder is legally required to refund your 5% booking amount within 15–30 days of the draw date.

Online application for Affordable housing Gurgaon last Date ..?

Finding the “last date” for affordable housing in Gurgaon can be tricky because there isn’t one single deadline for the entire city. Instead, deadlines are project-specific or part of specific government schemes.

Key Deadlines to Watch (February – March 2026)

1. CM Urban Housing Scheme (EWS Flats)

This is the massive government push for 1-BHK flats priced at ₹1.5 Lakh.

• Status: First-phase verification is complete (4,728 applicants shortlisted).

• Current Action: If you received a notification, you must deposit the ₹10,000 booking amount within 7 days of receiving the official communication.

• Next Step: The second verification phase and the final “Draw of Lots” will follow immediately after.

2. Specific Project Deadlines (Sohna & Farrukhnagar)

Several high-profile affordable projects have open application windows right now:

• Lykehomes Avenue (Farrukhnagar): Applications are open with a cut-off date expected in mid-March 2026.

• Flora Avenue (Sohna): Registration is currently active; the deadline is tentatively set for late March 2026.

• Yashika Green Square (Sector 99A): While bookings are ongoing, popular 3BHK units are expected to close for new applications by March 15, 2026.

3. HSVP E-Auctions

The Housing Board Haryana has officially merged into HSVP as of February 2026.

• Upcoming Auctions: Residential and commercial plot auctions are scheduled for February 25, 2026. Check the official HSVP portal for registration windows which usually close 48 hours before the auction.

💻 Where to Check the “Official” Last Date?

Since dates change based on when a builder receives their license, you should check these two portals weekly:

1. TCP Haryana Portal (Online Housing): This is the ultimate source for all “Live” projects under the Affordable Housing Policy.

2. HARERA Gurgaon Website: Check for the “Registration Valid Up To” date to see how long a builder is legally allowed to sell units for a specific phase.

⚠️ Important Warning for Your Readers

“Booking Open” vs. “Application Last Date”: Many private portals say “Booking Open” just to collect leads. Always tell your readers to verify the Public Notice on the TCP Haryana website. The government-mandated application window is typically 30 to 45 days from the date the advertisement appears in the newspaper.