Under-construction projects in Gurgaon and Delhi NCR
Under-construction homes are still being built, so you buy on a payment plan spread across the construction, usually at a lower price than a finished flat. The trade-off is a wait of two to four years and a delivery risk, which makes the builder's record the single most important thing to check.
Confirm the RERA registration and the promised possession date in writing, our RERA guide and agreement clauses guide show what to look for. Browse under-construction projects below.
DLF Garden City Floors, Sector 91-92 Gurgaon
DLF Gardencity, Sectors 91 and 92, New Gurgaon, Gurugram
Builder Floor
Transcon Fortune 500 Mulund West Mumbai
Mulund West, north-east Mumbai, near the Eastern Express Highway and the Goregaon-Mulund Link Road
Residential Apartments
Parinee Eminence Worli Mumbai
Off Dainik Shivneri Marg, near Worli junction and Senapati Bapat Marg, Worli, Mumbai
Commercial Office
Omaxe State Dwarka Sector 19B Delhi
Sector 19B, Dwarka, New Delhi, beside the sector's sports complex development
Commercial Retail
SPJ Vedatam Commercial Sector 14 Gurgaon
Sector 14, Old Delhi-Gurgaon Road, Gurugram - the retail, food court, restaurant, multiplex and office floors of the SPJ Vedatam tower, with 138 3 BHK homes on the levels above
Commercial
City Centre 92 Sector 92 Gurgaon
Sector 92, New Gurugram - about 5 km from the Dwarka Expressway, 7 km from NH-48 and 7 km from IMT Manesar
Commercial Shop
Frequently asked questions
Is under-construction cheaper than ready?
Usually yes, and you pay on a plan spread across the build, but you wait two to four years and carry a delivery risk.
What is the biggest risk in under-construction?
The builder not delivering on time or at all. The developer's track record is the most important thing to check.
What protects an under-construction buyer?
RERA registration, a firm possession date, and a fair builder-buyer agreement with equal delay interest.
Is it safe to buy an under-construction flat?
It can be, if the project is RERA-registered and from a credible builder. Check the RERA timeline, approvals and the developer's delivery record before booking.
Does GST apply to under-construction property?
Yes, GST applies to under-construction homes, unlike completed ones. Factor it into your total cost when comparing with a ready flat.
What is the main risk with under-construction homes?
Delay or non-delivery. RERA has reduced this, but you still carry timeline risk, so buy from proven builders and track the RERA status.
How do I confirm the possession date in Gurgaon and NCR?
Check the RERA completion date and the builder record on past projects. Get the committed date and the penalty clause in the agreement.
What payment plan suits this stage?
Plans range from construction-linked to possession-linked. A construction-linked plan spreads payments with progress, which lowers your risk on delays.
Does GST apply at this stage?
GST applies to under-construction homes but not to completed ones with an occupancy certificate. Factor it into your total cost when comparing.
What are the risks at this stage of purchase?
Earlier stages offer lower prices but carry delay and delivery risk; later stages cost more with less risk. Match the stage to your risk appetite.
Can I get a home loan at this stage?
Yes, banks fund most stages, disbursing in tranches for under-construction and in full for ready homes. Get your loan pre-approved before booking.
Should I buy at this stage or wait?
Prices usually rise as a project nears completion, so earlier entry can cost less. Weigh the saving against the wait and the delivery risk.
What stamp duty and registration charges apply in Gurgaon and NCR?
Stamp duty and registration vary by state and are usually a few percent of the property value, with a small rebate for women buyers in many states. Confirm the current Gurgaon and NCR rate before you budget.
How much home loan can I get to buy in Gurgaon and NCR?
Most buyers get a loan for 75-90% of the value, with the amount tied to income and credit score. Our home loan by salary guide shows the ranges.
What documents do I need to buy a home in Gurgaon and NCR?
Identity and address proof, PAN, income papers for a loan, and the property title chain, approvals and latest tax receipts. Keep both sides KYC ready for registration.
How do I check if a project is RERA-registered?
Search the state RERA portal by project or builder name for the registration number and approved plan. Our RERA check guide explains it.
Can NRIs buy a home in Gurgaon and NCR?
Yes, NRIs can buy residential and commercial property in India, though not farm land. Payments must come through banking channels, and a trusted power of attorney helps if you are abroad.